Checking

Free Checking with Interest All of Grand Bank’s customers are welcome to enjoy the benefits of electronic statements, internet banking and Grand Bank’s mobile app.

FREE Checking with Interest

  • .84% APY*
  • NO Service Charges
  • NO Minimum Balance
  • NO Strings Attached

*No minimum to open account or earn Annual Percentage Yield, accurate as of February 21, 2018. Personal Accounts only.

Personal Checking Account

Convenient and economical

  • No minimum balance required
  • No Monthly service charges
  • Unlimited check writing privileges
  • Bank-to-bank transfers

Money Market Personal Checking Account

  • Interest is compounded daily and credited monthly
  • If your average daily balance falls below $2,500.00 a $10.00 monthly service charge will be applied
  • There are no limits on the number of transfers or withdrawals that you may make in person at any of our branches or at an ATM.
  • You may make six withdrawals from your account per statement period. A withdrawal is a transfer from a Money Market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, debit card, or similar order. If you exceed this limitation in any 12-month cycle, the account will convert to a noninterest bearing account in accordance with Federal Regulations.
  • A $10.00 service charge will be imposed for each withdrawal over six per statement period.
  • See rates page

Overdraft Checking

Avoid accidental overdrafts, protect yourself from overdraft fees and have access to cash when you need it.  Apply for an Overdraft Checking Line of Credit when you open a Personal Checking account.

Other Personal Services

  • Bank by Mail
  • Cashier’s Checks
  • Collection Items
  • Direct Deposit
  • Electronic Statements
  • Money Orders
  • Night Depository
  • Notary Public (for Customers)
  • Stop Payment Orders
  • Telephone Transfers
  • Wire Transfers (Incoming – Outgoing – International)

Debit Card Restrictions

As a result of increased Debit Card Fraud and our concern for your protection effective immediately you will be required to use your PIN (Personal Identification Number) instead of your signature for certain debit card transactions. This restriction applies to the following countries:

  • South Africa
  • India
  • Dominican Republic
  • Mexico
  • If you have any questions concerning this new restriction, please call 609.269.2619. Restrictions are subject to change without notice.

    Speak with a Grand Bank Representative

    For more information please contact us.

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