Current Rates

APY is accurate as of: October 17th, 2018     Please view the Grand Bank, N.A. Privacy Statement

 

Personal Money Market Checking┬╣

Interest Rate A.P.Y.
Equal to or greater than $0.01 but less than $50,000.00 0.550% 0.55%
Equal to or greater than $50,000.00 1.100% 1.11%

 

Business Money Market Checking┬╣

Interest Rate A.P.Y.
Equal to or greater than $0.01 but less than $50,000.00 0.550% 0.55%
Equal to or greater than $50,000.00 1.100% 1.11%

 

  • Interest is compounded daily and credited monthly.
  • There are no limits on the number of transfers or withdrawals that you may make in person at any of our branches or at an ATM.
  • You may make six withdrawals from your account per statement period. A withdrawal is a transfer from a Money Market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, debit card, or similar order. If you exceed this limitation in any 12-month cycle, the account will convert to a noninterest bearing account in accordance with Federal Regulations.
  • A $10.00 service charge will be imposed for each withdrawal over six.
  • Business Money Market Account – If your daily balance falls below $5,000.00. a monthly service charge of $10.00 will be charged.
  • Personal Money Market Account – If your daily balance falls below $2,500.00. a monthly service charge of $10.00 will be charged.

Certificates of Deposit ($1,000 minimum deposit)

Interest Rate A.P.Y.*
3 months 0.25% 0.25%
6 months 1.01% 1.02%
12 months 1.40% 1.41%
18 months 1.50% 1.51%
24 months 1.70% 1.71%
30 months 1.60% 1.61%
36 months 1.49% 1.50%
48 months 1.80% 1.82%
60 months 2.05% 2.07%

 

No Penalty CD’s

Interest Rate A.P.Y.**
36 Months No Penalty 1.14% 1.15%

Certificates of Deposit ($100,000 minimum deposit)

Interest Rate A.P.Y.*
12 Months 1.50% 1.51%
24 Months 1.80% 1.82%
36 Months 1.75% 1.77%
60 Months 2.10% 2.12%

*Annual Percentage Yield (APY) assumes interest remains on deposit. Withdrawals of interest will reduce earnings. Early withdrawal penalty may apply and could result in partial loss of principal. CD Interest rate fixed for term of deposit.

**Annual Percentage Yield (APY) is accurate as of 09/25/2018 and is subject to change without notice. Limited time only. APY assumes interest remains on deposit to maturity. Interest compounded daily. NO Penalty for early withdrawal after seven days. $1,000 minimum balance required to obtain APY. Maximum $250,000. Business Account welcome.

Speak with a Grand Bank, N.A. Representative

For more information please contact us.

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